External Accounts can be used for External Transfers and Payments to an Affinity Loan. If the account is added under External Transfers it can be used for a Loan Payment and vice versa. 


To add an External Account, complete the following steps. 

  1. Go to the Pay & Transfer tab and click on Pay My Loan Using a Non-Affinity Account or External Transfers
    • If you do not have a loan, you will receive an error when clicking on External Loan Payment
    • If you do not have a checking or savings account, you will receive an error when clicking on External Transfer
  2. Click on Manage External Accounts
  3. Click on Add an Account
  4. Choose the Account Type
  5. Enter the Bank Name or 9 Digit Routing Number
  6. Enter the External Account Number twice
  7. Click Continue
  8. Verify information and click Continue
  9. Trial Deposits will be sent to this account to be received the next business day (cutoff time is 4:30pm)


To validate an External Account, complete the following steps. 

  1. Check your External Account for two small deposits, make note of the amounts
  2. Go to the Pay & Transfer tab and click on Pay My Loan Using a Non-Affinity Account or External Transfers
    • If you do not have a loan, you will receive an error when clicking on External Loan Payment
    • If you do not have a checking or savings account, you will receive an error when clicking on External Transfer
  3. Click on Manage External Accounts
  4. Click on Validate Account
  5. Enter the two trial deposit amounts
  6. Click Continue