There are multiple ways to pay your Affinity loan, see the charts below for options
Using an Affinity Account:
| Payment Options | Fee | Requirements | Max Limit | Cutoff / Posting Time | Limitations |
|---|---|---|---|---|---|
| Internal Transfer | Free | Affinity Checking or Savings Account | None | Real Time | .None |
Using an External Checking or Savings Account:
| Payment Options | Fee | Requirements | Max Limit | Cutoff / Posting Time | Limitations |
|---|---|---|---|---|---|
| External Loan Payment via Online & Mobile Click here for more information. | Free | Routing Number External Checking or Savings Account Number | Credit Cards $2,500 Loans $9,999.99 | Initiated prior to 4:30pm EST, payments post same day at 5:30pm EST After 4:30pm EST, payments post next business day at 5:30pm EST | .None* |
| External Loan Payment via AFCU website | $4.99 | Routing Number External Checking or Savings Account Number | $5,000.00 | Initiated prior to 8:00pm EST business days, payments post real-time After 8:00pm EST and non-business days, payments will be processed the next business day Partial or over payment to a mortgage or lease will be posted the next business day Payments made to a delinquent loan greater than 90 days will be posted the next business day | Recurring or future dated payments are not available |
| External Loan Payment via IVR @ 800-325-0808 | $4.99 | Routing Number External Checking or Savings Account Number | $5,000.00 | Initiated prior to 8:00pm EST business days, payments post real-time After 8:00pm EST and non-business days, payments will be processed the next business day Partial or over payment to a mortgage or lease will be posted the next business day Payments made to a delinquent loan greater than 90 days will be posted the next business day | Recurring or future dated payments are not available |
Using an External Debit Card:
| Payment Options | Fee | Requirements | Max Limit | Cutoff / Posting Time | Limitations |
|---|---|---|---|---|---|
| Debit Card Payment via Online & Mobile | $4.95 | External Debit Card | $2,500.00 | Initiated prior to 4:30pm EST, payments post same day at 5:30pm EST After 4:30pm EST, payments post next business day at 5:30pm EST | Recurring or future dated payments are not available |
| Debit Card Payment via AFCU website | $4.99 | External Debit Card | $5,000.00 | Initiated prior to 8:00pm EST business days, payments post real-time After 8:00pm EST and non-business days, payments will be processed the next business day Partial or over payment to a mortgage or lease will be posted the next business day Payments made to a delinquent loan greater than 90 days will be posted the next business day | Recurring or future dated payments are not available |
| Debit Card Payment via IVR @ 800-325-0808 | $4.99 | External Debit Card | $5,000.00 | Initiated prior to 8:00pm EST business days, payments post real-time After 8:00pm EST and non-business days, payments will be processed the next business day Partial or over payment to a mortgage or lease will be posted the next business day Payments made to a delinquent loan greater than 90 days will be posted the next business day | Recurring or future dated payments are not available |
*Affinity Loans and/or External Accounts may be restricted from Loan Pay from an External Account. Please open a ticket for more information if you receive an error initiating a payment.