Affinity Federal Credit Union

A deferment is a credit union approved temporary pause or reduction to your loan payment(s) for specific reasons (i.e., financial hardship, job loss, active...

Deferments can assist members experiencing temporary financial hardship due to job loss, medical bills, a natural disaster.

Yes, Affinity may offer a deferment option to members experiencing a temporary financial hardship. Deferments are not automatically approved, and Affinity i...

Affinity offers deferments for mortgages, home equity lines of credit, personal loans, auto loans, term loans, and credit cards. The deferment form availabl...

In general, loans must be booked for a minimum of twelve months and the loan balance must be greater than $3,000.00. Additional requirements may apply. Cred...

To request a deferment, complete the following steps. Go to the Self-Service tab and click on Request Center* Select Loan Payment Deferment Complete the...

Affinity has other options that may be considered for your loan that could help while it is being reviewed. Additionally, as a member you are eligible to ac...

We recommend members review all original loans documents and documents provided with your deferment to determine the impact to your loan terms, including th...

We recommend members review all original loans documents and documents provided with your deferment to determine the impact to your loan terms, including th...

Yes, you are responsible to continue to make the escrow (i.e., homeowners’ insurance and real estate tax) payment portion of your mortgage payment. Affinity...